insurance, fees, and payment

i know finances are an important part of deciding whether to start therapy. i am a private pay practice, which means payment is due in full at the time of service and i do not bill insurance directly. i do support clients in using out-of-network benefits, and i partner with Thrizer to help you better understand your coverage and reimbursement options.

how Thrizer works:

  • enter your insurance details to view an estimate of your out-of-network benefits (if applicable)

  • claims are submitted to your insurance company on your behalf so you don't have to deal with the paperwork

  • depending on your plan, you may be able to pay only your estimated portion at each session

  • any reimbursement is sent directly to you, making the process more simple and accessible

*while you can use this tool to get an estimate of your benefits, the best way to accurately confirm your coverage is to contact your insurance company directly.

why private pay?

i choose to operate as a self-pay practice because it allows me to prioritize your care without the limitations or restrictions that can come with insurance. this means we can focus on what is actually most helpful for you, not what is dictated by diagnosis codes or coverage requirements. it also supports greater privacy and flexibility in the work we do together.

fees

psychosocial assessment ……………………….. $180

50-minute individual sessions ……………….. $160

*extended sessions (75-min or 90-min) may be available for an additional fee

payment options

payment is due on the day of your session. i accept major credit and debit cards, as well as HSA and FSA cards.

no surprises act

a new consumer protection law called “the no surprises act” went into effect on january 1, 2022. here’s what you need to know:

  • you have the right to receive a “good faith estimate” explaining how much your medical and mental health care will cost.

  • under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

  • you have the right to receive a good faith estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

  • you can ask your health care provider, and any other provider you choose, for a good faith estimate before you schedule a service.

  • if you receive a bill that is at least $400 more than your good faith estimate, you can dispute the bill. make sure to save a copy or picture of your good faith estimate.

  • for questions or more information about your right to a good faith estimate, visit cms.gov/nosurprises or call 1-800-985-3059.